Cost of living by state
Weighing a move? Compare any two states side by side — cost of living, taxes, and demographics — then pick your specialty to see what that salary is really worth once it's adjusted for local prices. Green means cheaper or better; red means pricier or worse.
Overall cost of living
Minnesota is 7.3% more expensive overall than Tennessee.
What Other surgical specialties pay is really worth
Median pay → estimated after-tax take-home → adjusted for each state's cost of living.
Tennessee
- Median pay
- $366,430
- After tax
- $256,153
$278,730worth here
Minnesota
- Median pay
- $373,920
- After tax
- $231,055
$234,336worth here
Pay source: BLS OEWS May 2024 — “Surgeons, All Other”.
Take-home is an estimate for a single filer taking the standard deduction (federal + FICA + state income tax, wages only) — not tax advice.
| Metric | Tennessee | Minnesota |
|---|---|---|
| Cost of living (US avg = 100) | ||
| Overall cost of living | 91.9 | 98.6 |
| Housing (rent) | 79.1 | 91.3 |
| Utilities | 72.1 | 90.8 |
| Goods | 96.2 | 100.5 |
| Other services | 95.1 | 100.2 |
| Taxes | ||
| Top income tax rate | 0% | 9.85% |
| Sales tax (avg) | 9.56% | 8.13% |
| Property tax (effective) | 0.49% | 0.99% |
| About the state | ||
| Population | 6,986,082 | 5,713,716 |
| Median household income | $67,097 | $87,556 |
| Median age | 38.9 | 38.6 |
| Homeownership rate | 67% | 72.40% |
| Median home value | $256,800 | $305,500 |
Sources: U.S. Bureau of Economic Analysis, Regional Price Parities (2024) · U.S. Census Bureau QuickFacts · Tax Foundation. Figures are the latest published; cost-of-living is a price-level index, not tax-adjusted take-home pay.
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VitalPost shows sourced, public data for context only — it isn't financial or tax advice. Cost-of-living is a price-level index (US average = 100); taxes shown are statewide/averaged and don't capture local income or the specifics of your situation.