Cost of living by state
Weighing a move? Compare any two states side by side — cost of living, taxes, and demographics — and see what a physician, NP, or PA salary is really worth once it's adjusted for local prices. Green means cheaper or better; red means pricier or worse.
Overall cost of living
Montana is 8.2% cheaper overall than Colorado.
What a physician's take-home is really worth
Median pay → estimated after-tax take-home → adjusted for each state's cost of living.
Colorado
- Median pay
- $298,570
- After tax
- $201,162
$195,113worth here
Montana
- Median pay
- $385,010
- After tax
- $246,216
$260,271worth here
Take-home is an estimate for a single filer taking the standard deduction (federal + FICA + state income tax, wages only) — not tax advice.
| Metric | Colorado | Montana |
|---|---|---|
| Cost of living (US avg = 100) | ||
| Overall cost of living | 103.1 | 94.6 |
| Housing (rent) | 127.4 | 84.6 |
| Utilities | 85.0 | 72.3 |
| Goods | 98.7 | 96.0 |
| Other services | 99.6 | 98.7 |
| Taxes | ||
| Top income tax rate | 4.40% | 5.90% |
| Sales tax (avg) | 7.86% | 0% |
| Property tax (effective) | 0.50% | 0.60% |
| About the state | ||
| Population | 5,810,774 | 1,105,072 |
| Median household income | $92,470 | $69,922 |
| Median age | 37.5 | 40.2 |
| Homeownership rate | 66.30% | 69.40% |
| Median home value | $502,200 | $338,100 |
Sources: U.S. Bureau of Economic Analysis, Regional Price Parities (2024) · U.S. Census Bureau QuickFacts · Tax Foundation. Figures are the latest published; cost-of-living is a price-level index, not tax-adjusted take-home pay.
Browse all state profiles
VitalPost shows sourced, public data for context only — it isn't financial or tax advice. Cost-of-living is a price-level index (US average = 100); taxes shown are statewide/averaged and don't capture local income or the specifics of your situation.