Cost of living by state
Weighing a move? Compare any two states side by side — cost of living, taxes, and demographics — and see what a physician, NP, or PA salary is really worth once it's adjusted for local prices. Green means cheaper or better; red means pricier or worse.
Overall cost of living
Tennessee is 16.5% cheaper overall than Hawaii.
What a physician's take-home is really worth
Median pay → estimated after-tax take-home → adjusted for each state's cost of living.
Hawaii
- Median pay
- $326,890
- After tax
- $205,666
$186,969worth here
Tennessee
- Median pay
- $312,220
- After tax
- $222,190
$241,774worth here
Take-home is an estimate for a single filer taking the standard deduction (federal + FICA + state income tax, wages only) — not tax advice.
| Metric | Hawaii | Tennessee |
|---|---|---|
| Cost of living (US avg = 100) | ||
| Overall cost of living | 110.0 | 91.9 |
| Housing (rent) | 125.3 | 79.1 |
| Utilities | 190.2 | 72.1 |
| Goods | 111.6 | 96.2 |
| Other services | 102.9 | 95.1 |
| Taxes | ||
| Top income tax rate | 11% | 0% |
| Sales tax (avg) | 4.50% | 9.56% |
| Property tax (effective) | 0.32% | 0.49% |
| About the state | ||
| Population | 1,445,635 | 6,986,082 |
| Median household income | $98,317 | $67,097 |
| Median age | 40.6 | 38.9 |
| Homeownership rate | 62.60% | 67% |
| Median home value | $808,200 | $256,800 |
Sources: U.S. Bureau of Economic Analysis, Regional Price Parities (2024) · U.S. Census Bureau QuickFacts · Tax Foundation. Figures are the latest published; cost-of-living is a price-level index, not tax-adjusted take-home pay.
Browse all state profiles
VitalPost shows sourced, public data for context only — it isn't financial or tax advice. Cost-of-living is a price-level index (US average = 100); taxes shown are statewide/averaged and don't capture local income or the specifics of your situation.