Cost of living by state
Weighing a move? Compare any two states side by side — cost of living, taxes, and demographics — and see what a physician, NP, or PA salary is really worth once it's adjusted for local prices. Green means cheaper or better; red means pricier or worse.
Overall cost of living
Minnesota is 9.3% more expensive overall than Kentucky.
What a physician's take-home is really worth
Median pay → estimated after-tax take-home → adjusted for each state's cost of living.
Kentucky
- Median pay
- $331,860
- After tax
- $221,351
$245,400worth here
Minnesota
- Median pay
- $325,680
- After tax
- $205,584
$208,503worth here
Take-home is an estimate for a single filer taking the standard deduction (federal + FICA + state income tax, wages only) — not tax advice.
| Metric | Kentucky | Minnesota |
|---|---|---|
| Cost of living (US avg = 100) | ||
| Overall cost of living | 90.2 | 98.6 |
| Housing (rent) | 64.3 | 91.3 |
| Utilities | 75.3 | 90.8 |
| Goods | 96.0 | 100.5 |
| Other services | 97.3 | 100.2 |
| Taxes | ||
| Top income tax rate | 4% | 9.85% |
| Sales tax (avg) | 6% | 8.13% |
| Property tax (effective) | 0.73% | 0.99% |
| About the state | ||
| Population | 4,510,725 | 5,713,716 |
| Median household income | $62,417 | $87,556 |
| Median age | 39.1 | 38.6 |
| Homeownership rate | 68.30% | 72.40% |
| Median home value | $192,300 | $305,500 |
Sources: U.S. Bureau of Economic Analysis, Regional Price Parities (2024) · U.S. Census Bureau QuickFacts · Tax Foundation. Figures are the latest published; cost-of-living is a price-level index, not tax-adjusted take-home pay.
Browse all state profiles
VitalPost shows sourced, public data for context only — it isn't financial or tax advice. Cost-of-living is a price-level index (US average = 100); taxes shown are statewide/averaged and don't capture local income or the specifics of your situation.