Cost of living by state
Weighing a move? Compare any two states side by side — cost of living, taxes, and demographics — and see what a physician, NP, or PA salary is really worth once it's adjusted for local prices. Green means cheaper or better; red means pricier or worse.
Overall cost of living
Kentucky is 14.1% cheaper overall than Maryland.
What a physician's take-home is really worth
Median pay → estimated after-tax take-home → adjusted for each state's cost of living.
Maryland
- Median pay
- $228,860
- After tax
- $157,417
$149,921worth here
Kentucky
- Median pay
- $331,860
- After tax
- $221,351
$245,400worth here
Take-home is an estimate for a single filer taking the standard deduction (federal + FICA + state income tax, wages only) — not tax advice.
| Metric | Maryland | Kentucky |
|---|---|---|
| Cost of living (US avg = 100) | ||
| Overall cost of living | 105.0 | 90.2 |
| Housing (rent) | 121.1 | 64.3 |
| Utilities | 110.9 | 75.3 |
| Goods | 102.5 | 96.0 |
| Other services | 101.6 | 97.3 |
| Taxes | ||
| Top income tax rate | 5.75% | 4% |
| Sales tax (avg) | 6% | 6% |
| Property tax (effective) | 0.90% | 0.73% |
| About the state | ||
| Population | 6,170,738 | 4,510,725 |
| Median household income | $101,652 | $62,417 |
| Median age | 39.3 | 39.1 |
| Homeownership rate | 67.50% | 68.30% |
| Median home value | $397,700 | $192,300 |
Sources: U.S. Bureau of Economic Analysis, Regional Price Parities (2024) · U.S. Census Bureau QuickFacts · Tax Foundation. Figures are the latest published; cost-of-living is a price-level index, not tax-adjusted take-home pay.
Browse all state profiles
VitalPost shows sourced, public data for context only — it isn't financial or tax advice. Cost-of-living is a price-level index (US average = 100); taxes shown are statewide/averaged and don't capture local income or the specifics of your situation.