Cost of living by state
Weighing a move? Compare any two states side by side — cost of living, taxes, and demographics — and see what a physician, NP, or PA salary is really worth once it's adjusted for local prices. Green means cheaper or better; red means pricier or worse.
Overall cost of living
North Carolina is 12.6% cheaper overall than New York.
What a physician's take-home is really worth
Median pay → estimated after-tax take-home → adjusted for each state's cost of living.
New York
- Median pay
- $256,500
- After tax
- $172,388
$159,766worth here
North Carolina
- Median pay
- $247,750
- After tax
- $171,279
$181,632worth here
Take-home is an estimate for a single filer taking the standard deduction (federal + FICA + state income tax, wages only) — not tax advice.
| Metric | New York | North Carolina |
|---|---|---|
| Cost of living (US avg = 100) | ||
| Overall cost of living | 107.9 | 94.3 |
| Housing (rent) | 122.2 | 81.4 |
| Utilities | 134.4 | 88.6 |
| Goods | 107.3 | 96.6 |
| Other services | 104.1 | 98.2 |
| Taxes | ||
| Top income tax rate | 10.90% | 4.25% |
| Sales tax (avg) | 8.53% | 7% |
| Property tax (effective) | 1.26% | 0.62% |
| About the state | ||
| Population | 19,872,319 | 10,584,340 |
| Median household income | $84,578 | $69,904 |
| Median age | 39.6 | 39.1 |
| Homeownership rate | 54.30% | 66.40% |
| Median home value | $403,000 | $259,400 |
Sources: U.S. Bureau of Economic Analysis, Regional Price Parities (2024) · U.S. Census Bureau QuickFacts · Tax Foundation. Figures are the latest published; cost-of-living is a price-level index, not tax-adjusted take-home pay.
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VitalPost shows sourced, public data for context only — it isn't financial or tax advice. Cost-of-living is a price-level index (US average = 100); taxes shown are statewide/averaged and don't capture local income or the specifics of your situation.